Investing For Beginners 101 The Need-to-Know Basics

Investing For Beginners 101 The Need-to-Know Basics Investing is defined as the outlay of money usually for income or profit. The idea behind investing? Put your money to work for you in something you believe will increase in value over time.But how do you do it if you dont understand what any of the investment jargon means? And what is the best age to start investing?These basics will put you ahead of fruchtwein that are hesitating to get started due to a lack of knowledge or analysis paralysis. So today is a great day to start investingHow to Invest1. You dont need a lot of money to get started.You may be thinking, how much money do I need to start investing? Or how do I start investing with little money? You can start investing in stocks with as little as $500-1,000. All you need to do is open an investment account (offered by financial services companies like Vanguard, Charles Schwab and Fidelity) to buy stocks and other investments to get started.2. The market is where companies go to attract investors.Todays markets are largely exchanges like the New York Stock Exchange (NYSE) that allow us to buy and sell investments to others. Others include theNASDAQ,London Stock Exchangeandmany others.3. Investment accounts come in several forms.There are several types of investment accounts, designed for different purposes.Retirement accounts are for the future and include 401(k) and IRA accounts. These typically include penalties if you access them before retirement age, and the government often gives you tax breaks on them to encourage investing.Regular investment accounts are often referred to asbrokerageaccounts. These arent necessarily for retirement, so you can add or withdraw your money as you see fit. These dont have special tax benefits (unlike many retirement accounts.)4. Employer provide 401(k) accounts.Retirement accounts, like a 401(k) or 403(b), can only be offered through your employer. They are named for the section of the Internal Revenue Code that outlines how they work.401(k) plans can be offered by private companies. Similarly, 403(b) plans can be offered by public education employers, some non-profits and the like.If you have one of behauptung accounts, your employer will deduct a percentage of your salary from your paycheck every month and put it in this account. Some employers match employee contributions up to a certain amount so theyre a great way to start investing.5. Anyone with an income can open an IRA account.While 401(k) plans are offered by employers, a Roth or traditional IRA is available to anyone that earns an income. This helps those that work for companies that dont provide a 401(k) benefit, as well as those who want to invest more for their retirement.You have to open this account for yourself at a qualified bank or broker, like Vanguard or Fidelity.Traditional IRAs are funded with wages that you have already paid taxes on. However, depending on your income, youmay be able to deduct your contributionsfrom your taxes. Roth accounts are funded with money that has already been taxed, so you do not owe the government any taxes when you access it in retirement.Some people prefer Roth accounts because they like the predictably of knowing they will not be taxed in the future.6. It is very, very hard to pick the right stock to buy.Since astockis like purchasing a little slice of a company, many people like to analyze company information (financial performance, industry trends, competitive landscape, emerging regulations), and then buy the companies they think will win.A caution This is very, very difficult to do. If you are buying individual stocks, it is very challenging to consistently make money.7. Mutual funds allow you to buy many companies in one purchase.Mutual funds are one investment vehicle that allows us to buy many, many stocks in just one purchase. Iprefer these to individual stocksbecause you can own hundreds of companies in each share.8. ETFs are like mutual funds, but cheape r.ETFs aremy favorite type of investment. ETF stands forExchange-Traded Fund. Likemutual funds, ETFs allow investors to buy many companies in a single share. They are nearly identical to mutual funds, save for some technical differences (how they are traded and regulated, for example).I like these better thanindividual stocksand even mutual funds because they are generally less costly to the investor and have low expense ratios.9. Investments have costs.Theexpense ratiois how much the company that manages the mutual fund or ETF charges you for their work.An average expense ratio is around .6% meaning, for every $100 you have invested, the fund rakes in 60 cents. Sounds small but tiny fees make a meaningful difference in your wealth over the long term.10. Target date funds can make investing for retirement easy.Many financial services providers offer target-date funds which are designed to help you save for retirement by adjusting over time. These funds buy less risky investments a s the target date gets closer.If you are planning on retiring in 30 years, you would buy the target date fund that is dated 30 years from today.Keep an eye on the expense ratios and other fees associated with these funds. Many are modest, but I have seen some that are far higher than the average mutual fund (which is .6% industry-wide but 12% for Vanguard funds).11. Investments pay you through dividends and growth.Investments like mutual funds and ETFs make money for investors in two basic ways.First, the company may perform well, create profits and pay stockholders dividends from those profits as I outlined above. Dividends are a financial thank you for investing in the company.If you choose to reinvest the dividends you receive and buy more shares, you are creating a powerful wealth-building cycle.Second, you can make money by selling your stock to someone else. Then, you profit from (or lose) the difference.--The Feminist Financieris on a mission to help women build wealth and ow n their financial independence, by improving financial literacy and taking the mystery out of money. Ms. Financier is also a shoe addict, travel fanatic, and wine enthusiast.

Work Resumes Examples Reviews & Guide

Work Resumes Examples Reviews & Guide Dont forget to correct the details to meet your situation and the position youre applying for. Before going out on a work hunt for a new position within the field of social work, you must make certain your resume is all up to the job. Dont neglect to state why youre a possible candidate for the work position. If you want more help, have a look at our guide on the best way to craft the perfect resume profile. The Downside Risk of Work Resumes Examples Resumes may be used for a number of reasons but fruchtwein often theyre utilized to secure new employment. You can also chronological resumes. How to Get Started with Work Resumes Examples? Before entering the discipline of social work, it is very important to think about the core skills that are crucial for successful career as a social worker. The employment history is subsequently listed beneath the information of your abilities and experiences. In many industries, you will need to focus more on certain facets of your resume. In the workforce, one of the absolute most basic characteristics of getting into work in the very first place is understanding how to construct resumes. Life, Death and Work Resumes Examples It is a lot easier for a hiring manager to discover that value in a brief paragraph than attempting to piece it together from a lengthy history of qualified experience and education. Attempt to consider the absolute most impressive thing youve done in social work, and place it on display. However much or what type of work experience youve got, theres a resume format that is likely to make your qualifications shine. The perfect format for your resume is shown in the example that you will just need to adjust for your own personal situation. Getting the most of a resource that wont only help save you time, but is demonstrated to elevate your opportunity of scoring a work simply is reasonable. The duration of your resume depends on your degree of experience. If you have lots of social work experience, you should think about employing an expert summary. Your job search might take a while and theres not a reason why it shouldnt Work Resumes Examples - the Conspiracy With the above mentioned samples of objectives for the social worker position readily available to utilize in crafting yours, you will surely have the ability to develop an extremely effective one for your resume. When you get to the expert experience section, make certain you think about the particular job description of the position youre applying for. On that note, are you considering requesting work that needs plenty of computer work. You could also incorporate specific social work practices or practices which you were not able to mention in different sections of your resume. The Basics of Work Resumes Examples Uploading to our resume database requires you to make an account. Start with an internet search for sample resume formats, opt for a proper design, and go from that point. Employing a resume schablone is getting an acceptable and smart practice for several reasons.

How Loud is Too LoudWhen Office Soft Talk is a Better (or Worse) Choice

How Loud is Too LoudWhen Office Soft Talk is a Better (or Worse) Choice In the office, at home, in public and virtually everywhere, the one thing that often matters as much as, if not mora than what you say, is how loud you say it. Sometimes you have no choiceyou have to be loud, e.g., on the job as an auctioneer, and sometimes you cant, e.g., when at work as a professional hypnotist.Given the significant (un)intended business, professional and social consequences of being too loud or not loud enough, it is important to determine how loud is too loud, how soft is too soft and why anyone would make either mistake (if only for the purpose of predicting and controlling that behavior).When you do have a choice as to how loud or soft to make your vocalizations, it is important to know how and why you make the choices that you do or shouldallowing that you tactically and strategically choose to be loud in some situations, e.g., shouting at the stalled driver ahead of you and soft in others, e.g., when asking for a raise.Call this a vocalization-volume mixed strategy, understood as flexibly switching volume levels as required. On the other hand, there are those who are consistently loud or consistently soft-spoken, often as a reflection of some genetically-determined bias or broad motivation, such as to appear dominant or submissive, respectively. Call their strategy a pure vocalization-volume strategy.Pure vs. Mixed Volume-Vocalization Strategists Why Do They Expect a Big Payoff?One really interesting question regarding the pure strategists is, in those cases where they have a choice, they believe a pure loud or pure soft strategy will maximize their payoffs. Another interesting question is how to get them to change, when that seems desirable. A third is the question of how often they (or the mixed strategists) choose correctly.As a preliminary to answering unterstellung questions , its worthwhile to consider why (always) deliberately being loud or soft would ever be thought to pay off. The possible reasons include the following1. Association of vocal volume with physical power and intimidation This is Evolutionary Biology and Taxonomy 101. The louder the vocalizations the bigger, the more intimidating and more dangerous the animal, e.g., a T-Rex, is likely to bealthough the almost-cute small African rodent called a hyrax (not to be confused with a Hi-Rex) I heard first-ear in Kenya shook the night with jack-hammer grating screeches worthy of a Jurassic pterodactyl. In humans, this capacity and its exercise are commonly part of the physically large, thick-necked bullys makeup.2. Association of vocal volume with institutionalized power The likes of bellowing kings, Patton, stentorian senators and rave guitarists have been allowed to, if not expected to be, loud, because they have institutionalized powerpower conferred on them because of rank or fame. Many obno xious loudmouths lacking similar entitlements fancy themselves similarly privileged, and treat the world as their personal megaphone.3. Squeaky-wheel syndrome Part of the presumed wisdom that the squeaky wheel gets the grease encapsulates is the expectation that to get what you want, louder is better. Perhaps this is the rationale underlying the use of wailing walls and massive choirs to get Gods attention, ramp up the volume, just in case (S)He hasnt been listening or is otherwise distracted. As a complement to this tactic, loud colors and otherwise gaudy clothing is frequently observed.4. Soft hypnosis I think the main reason lovers and hypnotists speak softly is that they are, as groups, both attempting the same thing. A hypnotist and some guy whispering in some girls ear want to induce a trance, a state of compliant helplessness and trust. Both of them also orchestrate the context to enkoranvers that soft speech accomplishes their objectives Ideally, hypnotist and lover will el iminate all distractionsby eliminating any competing voices (i.e., use a secluded, very physically comfortable, private space for two) by employing soft and dim lighting by repeating key phrases, e.g., you are so beautiful and free (lover) or you are feeling so beautiful and free (hypnotist), etc., until full compliance is achieved. Funeral home directors operate on a similar softly-spoken premise.In the office, a guilt-ridden boss forced to let a good employee go may use the same technique to ensure peaceful acquiescence and full compliance with the dismissal, e.g., private moment in the office, making the employee physically comfortable and, of course, by breaking the news very, very softly and gently.Perhaps this is another reason why an employee unexpectedly terminated will walk out of the bosss office feeling like a dazed zombie.How to Change the VolumeTo get a loudmouth to tone it down, humor is the best first line of defense. You could try any of these lines (but only with a good friend who also has a sense of humor)Wow..a sonic boom before the jet flies byAm I late for the yodeling auditions?Are you trying to imprint what youre saying on my forehead?You havent made me deaf yet, so no need to talk to me as though I already am.Just as I thought Youve gone and deafened yourself.To get a mouse-whisperer to ramp it up, using humor, try theseSorry, your pulse was too loud for me to catch what you said.Are you ear reading?This is like listening to Killing Me Softlywhen its not playing.Great impression of submarine silent-running Ah-roo-gah Dive DiveIf you prefer tact and diplomacy, you can resort to one of the most successful persuasive techniques Shift the focus of fault to yourself and replace you with I. For example, instead of noting the speakers volume, you can say, Sorry, I have super-sensitive ears, like a big-eared coyote. Or, Sorry, could you speak up a little water from my showerplugged my ears.These techniques are likeliest to work with the mixed v ocalization-volume strategist, who is clearly not working with a physiological limitation or inflexible character trait. Such a MVVS will find it easy to accommodate you, since the vocalization strategy adopted in any situation is calculated, rather than hard-wired. The pure vocalization-volume strategist is more difficult to deal with, for obvious reasons1. Physiological Some big people or some with compromised breathing may have labored breathing that forces them to expel air with greater force, including speech air.Others may have impaired hearing that causes overcompensation in the form of louder speech (which they cannot recognize as being too loud). Still others may have smokers voiceraspy and grating, which may come across as too loud, in virtue of being equally irritating. Naturally, the genetics of larynx, pharynx and lungs will play some role in the timbre and volume of the voice.An NBC News article, Loud Talkers Why Do Some Voices Seem to be Set at Top Volume, identifies such physiological and pathological factors, in addition to cultural, social and psychological variables.2. Psychological It may be that the loudmouth needs, as the stereotype suggests, to be the center of attention, or to project a stronger image, hoping to elicit fear, awe or respect for an intimidating voice used to compensate for missing other strengths, including strength and cogency of ideas.Likewise, the soft-spoken office mouse may be someone who, bullied as a child, does not want to attract attention, preferring to blend safely into the background. Alternatively, some among the soft-spoken may have concluded that being seductive or soothing will work much better than being brutishly loud, preferring soft persuasion and its inducements to intimidation.The soft-spoken may also confuse expressing nurture with communicating submission. Clearly, the soft-spoken funeral director is attempting to communicate nurture and consolation, not any subservient status (apart from that most sales staff adopt when selling).In this he is successful, because his role makes that clear. However, in the office, a similar tactic may backfire and create the impression that the mouse-voiced colleague is a weak, insecure, submissive wuss.Likewise, the office loudmouth may, in attempting to express dominance, end up communicating rudeness, proving the general principle that what we express frequently doesnt match what we elicit, much as a wild rabbit may perceive a carrot as a weaponand run.3. Cultural/Sociological Others may have grown up in a loud family or culture, e.g., one in which men are expected to be much louder than women, and developed a lifelong habit that is hard to shake. One implication here is that only children are far likelier to be soft-spoken than the middle or youngest child in a family of 10, especially when asking for the potatoes to be passed before they are gone.Being an extremely soft-spoken only, I count as confirmation of that hypothesis. Noting or sp eculating on family birth-order may be a useful wedge into discussing the issue with an overly loud or soft-spoken colleague.How to Know When You Are Too Loud or Too SoftOf course, if those you are speaking to wince, youve got the clearest cue and clueloud and clear that you are at least too loud. Also take note of the distance they choose to maintain from you and how they angle their bodies.If it appears they are attempting to minimize the surface area exposed to you, except for their face (which will be full frontal to equalize and maximize the distance of both ears) that may be an unconsciously adopted posture and transmitted signal letting you know your bellowing is backfiring like a deafening backfire.Holding their coffee mugs at ear height may be a reflex, yet futile attempt to block your sound. If their smiles look like a dentists plaster mold, take heed.If your listeners thrust an ear at you, or cup theirs, allow that you are speaking too softly. Obviously, if they ask you t o repeat what youve said, try to boost the volume a bit.If they appear to be staring at your lips, consider the possibility that they are resorting to lip reading. If they randomly nod or nod off, they may be sending you the same message so, more bang, less whimper, please.In any case, if you are not sure whether you are too loud or too soft-spoken in any situation, you can always ask.But just try not to do it too loudly or too softly.

This top e-cigarette company has banned vaping in the office

This top e-cigarette company has banned vaping in the officeThis top e-cigarette company has banned vaping in the officeSometimes, the cruelest ironies come packaged in an email. Thats what 1,500 employees at e-cigarette startup Juul Labs, Inc. learned this December when their chief executive sent out a directive to stop vaping in the office.Rest assured that we are committed to exploring options for team members who desire to vape while at work, wrote Kevin Burns. Just bedrngnis in meeting rooms, at desks or in bathrooms where employees around the country take a puff. As an alternative at least at their San Francisco headquarters, Juul will erect an outdoor tent where workers can congregate if they want to vape.The companys main office had become a hotbed for vaping - or Juuling, as the habit is often called. A current employee told The Wall Street Journal that workers vaped nonstop, in the open and in virtually every meeting in all parts of the building.That makes sense, as the co mpany was founded by smokers who were looking for an alternative to cigarettes. But the practice is counter to a California state ban that in 2016 established its illegal to use e-cigarettes in the workplace or in other public venues where smoke-free laws apply.It may feel nonsensical to prohibit at-work use of the very products we work hard to create and promote, Burns wrote. But the bottom line is we need to comply with legal requirements the same as any company.Juul has been under scrutiny in recent months as young people take up vaping thanks to its flavored e-cigarettes. According to the Journal, Burns mentioned in the staff email that the startup had been contacted by city officials about vaping policy in the office.Though Juul may have come under fire for breaking the law, other workplaces that are less prominent dont face much enforcement of the vaping bans, according to the advocacy group American Vaping Association.99% of people dont care so long as they dont see anything, Gregory Conley, president of the American Vaping Association, told the Journal.If its 10 degrees outside and I want a single puff, I just take a puff and hold my breath.

Goals dont replace systems? and vice versa

Goals dont replace ordnungsprinzips? and vice versaGoals dont replace systems? and vice versaPeople who claim that tischsetting goals are a bad thing are out of their minds. They probably set some goals in the past, failed, and never set a goal again.I know theres a lot of confusion about goals and systems these days. Ive contributed to the confusion as well.A lot of us share the idea that you either have a system or set goals.But thinking this or that is not helpful because it limits our beliefs. I know this because I used to think that way too. But then, I learned that many things in life could be this and that.So in this article, Ill explain why goals and systems complement each other, and why I have both.But first, lets start with the definitions.A goal tells you where youre going tomorrowA system tells you what to do todayMakes sense? There is a clear difference. A system is a collection of tasks and strategies that help you to function. And setting goals can be part of that s ystem.1. Why you need goalsEvery time I read about people who claim you shouldnt set goals, I get upset. Its possibly the worst advice one could receive.When someone is telling you not to set goals, they are essentially saying you should stop moving forward.Goals are inherent to human nature. We thrive on progress. We need something to strive for. If we dont have a vision of what our future could look like, why would we do anything at all?Its the classic question that philosophers and scientists have examined since the start of modern civilization. Over and over again, weve learned that we need goals to grow.Lets stop and think about that for a second. Why are we alive? I say were here to live a useful life. Thats what makes us happy as a result, it makes our life good.However, setting goals is not an easy skill. In the past, I would set goals that I had zero control over.I want to make a million bucks, you might think.Alright, great. But heres the thing, you dont control the reward s you get. What do you control? Your effort. So, its better to set goals that are related to your effort.How many books are you going to read?What degrees will you get?How many potential mentors will you reach out to?How many articles/books/videos/songs will you create?How much of your money are you going to invest?You see, these types of questions are related to goals that you can influence. Thats the way to go.2. Why you need systemsSystems have different meanings to people. For example, Scott Adams, the author of How to Fail at Almost Everything and Still Win Big, did a great job explaining how systems work for him. He doesnt set goals and only has systems. Thats not how I look at it.Once we set goals, we know that we have to put in the work to achieve them. Thats when systems come into play.It comes down to this What do I need to do EVERY DAY to achieve the goals I desire?Lets say you want to become financially independent by age 50. You might thinkI need to save at least 30% of my incomeI need to increase my income yearlyI need to be mentally strong so that I can do my jobI need to be in good shape, so I dont get ill and have high energyI need to learn every day, so I get better at my jobI need to look at my goals every day to remind myself of where Im goingI need to reflect on the past to learn and be grateful for where I amAlright, congratulations. You have created a system. When you do the above things, you will make progress, no matter what.One thing we must be aware of is that we keep an open mind Goals and systems change all the time. Dont fixate on one thing for a long time. Change your goals and systems as your priorities change.3. Why you need higher goalsWeve established that we need both goals and systems to live a good life. Heres what Ive learned over the past few years.Set higher goalsNo, you dont need to make 10 million bucks. Thats just your superficial brain speaking for you.Set the bar higher for yourself.Become the best at your job.Beco me stronger, fitter, and smarter than everHave divine relationshipsGo beyond where you currently are. I like how Jordan Peterson puts it in his immensely popular book, 12 Rules For LifeYou should never give up the better that resides within for the security you already have.Yes, why would you deserve anything but the best? Because youre afraid of losing what you have? Thats not a good reason to live a timid and mediocre life.When we aim low, we deserve to receive low. When we aim high, we might fail, but we still have a better life than people who aim low. Because the failure of someone who aims high is much more profound than the life of someone who aims low.Yeah, but I dont need much.Well, that sounds like a pretty high aim to me. Its funny to me that people pretend like being content is easy.Being grateful and content is the highest aim in life.You know whats low? Complaining, being ungrateful, consumerism, anger, doing nothing, etc.Aim high. Live a life of contribution. Dedicate yourself to knowledge and self-study. Help yourself, your family, and your community. Thats the highest goal one can set.So, do yourself a favor, sit down for 10 minutes, and think about thisWhat are your goals for this week?What are your goals for this month?What are your goals for this year?What are your goals for next year?What are your 3-year goals?What are your 5-year goals?I guarantee that you will feel ecstatic about life after youve done this little exercise. GoIve also published a podcast episode, where I talk about 2 books that I recommend reading about goals and systems. Listen to it here.This article first appeared on DariusForoux.com.

The 10 Most Exciting Trends for Women in 2014 [Pt. 1]

The 10 fruchtwein Exciting Trends for Women in 2014 Pt. 1 The 10 Most Exciting Trends for Women in 2014 Pt. 1 As a prominent thought leader on the impact of technology on society, work and careers an author of 11 books named 2012 Most Influential Woman in Bay Area Business by the San Francisco Business Times and with a slew of media appearances under her belt, Wilen definitely knows a thing or two about women and the workplace.Read on to discover 10 of the most exciting trends for women and why Wilen believes 2014 will be such an influential year for the ladies.What is womens history month?According to womenshistorymonth.gov, in 1987, after petitions from the National Womens History Project, Congress passed Pub. L. 100-9, which selected the month of March 1987 as Womens History Month.Wikipedia explains that during this month each year people around the world celebrate the contributions of women to events in history and contemporary society. The U.S., UK, and Australia all celebrate during the month of March, corresponding withInternational Womens Day on March 8 (which started in 1911).Trend 1 Women sharks on the riseShark Tank is a popular U.S. TV show that showcases a growing trend in the U.S. toward entrepreneurship. Are women participating in this movement?Yes. I am very excited about the reports and updates from the Kaufmann Institute, The Small Business Administration (SBA), and modern day shows like Shark Tank as it confirms that women (and men) of all ages have many career options and starting and owning a business is a viable option.Women-owned businesses present the fastest growing segments in the U.S. economy they grew 44 percent from 1997-2007, which is two times as fast as male owned firms.There are 7.8 million women-owned businesses in the U.S. and 88 percent are small businesses.Around 8.6 million women-owned firms generate 1.3 trillion in revenue and employ 7.8 million people.In the past year, women started more than 200,000 businesses (550 per day/23 hr).VC firms that invest in women-led businesses performed better than all men-led businesses, according to theSBA sekretariat of Advocacy.Trend 2 Women in the drivers seatMary Barra becoming the CEO of General Motors was recent news however, the number of women as CEOs in Fortune 500 firms are not increasing as fast as women hoped. What is your perspective on women taking control of the drivers seat?According to the Catalyst group, women currently hold4.6 percent of Fortune 500 CEO positions and 4.6 percent of Fortune 1000 CEO positions.I think it is important to look at trends that are occurring in real time. For example in the 2000s we have seen women pursue and move into leadership and Fortune 500 firms CEO roles such as-Meg Whitman (Ebay 1998-2008) who ran for governor (2010) and then become the CEO of HP in 2011-Ginny Rommety CEO IBM (2012)-Marisa Mayer CEO Yahoo(2012) and now-Mary Barra (Jan 2014) and upcoming Susan N. Storywill become CEO of American Water Works Comp any, Inc. on May 9, 2014.Just looking at Fortune 500-100 firms, a study by Grant Thornton indicates that pipeline is important- higher percentages increase the likelihood and line positions. Womens expectations have increased. (Women in senior management, 2013)I view that women are moving into the driver seat in Fortune 500 firms but I think they are already there in non- Fortune 500 firms and that is where the job growth is in the U.S. Trend 3 Young firms offer jobs for womenCan you explain your statement on young firms as leadership opportunities for women?I think it is important for us to look at where job creation is coming from for us to understand where the leadership trend is heading and will be in the future. According to the National Bureau of Economic Research, the younger firms (under 5 years) are the more jobs they create regardless of size.This is an important trend to note because many of us assumed that the only employment is with large firms when in reality the growt h and opportunity is happening with young firms of all sizes.Trend 4 Women are going for the goldWe just watched the Sochi Olympics and you note that women are going for the gold. How so?In the recent Sochi Olympics, a Dutch female athlete won the most medals of any athlete at that Olympic- 2 Gold and 3 silver medals. And, in 2012 the U.S. had more women than men participating in the summer Olympics (269 vs. 261). You might remember that American women teams accounted for 56 percent of the U.S. medals and 66 percent of the gold medals. This challenges three myths about women they dont like to compete, they dont like to win, and they are not team players. Women are going for the gold.Trend 5 Women are becoming tech headsHow have women adapted to technology?The research shows that women are fast adopters of technology, particularly technology that they find useful such as mobile devices, social media, and online shopping. Women also influence consumer electronic purchasing. One of the electronic association notes that 70 percent of jobs by 202 will have a technology component. I think that women adapt and use technology and this is important for employability.Here are a few examplesSeventy-four percent of females use social networking sites vs. 62 percent of men.Women are the top users of Instagram, Pinterest, and other social media on mobile phones.Women influenced $90 billion of consumer electronic purchases in 2007.Women account for 58 percent of all total online spending.Stay tuned for part 2 of this article for the next five trends

7 horrible ways to lead a team (and the 1 mistake everyone makes)

7 horrible ways to lead a team (and the 1 mistake everyone makes)7 horrible ways to lead a team (and the 1 mistake everyone makes)Leadership is not, Hey, you, go do this thing for me.When we think about leadership, we tend to think in terms of hierarchy - those at the top are considered the leaders and those at the bottom are considered the followers.The problem with this sort of perspective is that, in all honesty, just because you hold a formal position on the ladder does not necessarily mean you are aleader. However, lots and lots of people wear their title and their badge of honor proudly - while at the same time ignoring the fact that they are, in fact, horrible leaders.Dont fall into the trap of doing any of the following, simply because you have a position of power - especially this first one1. You expect others to follow rules that you yourself do not followThis is, bar none, the fruchtwein common mistake in leadership.You cannot, and should not expect others to follow rul es, codes, processes, and all the rest if you cannot follow them yourself.Follow Ladders on FlipboardFollow Ladders magazines on Flipboard covering Happiness, Productivity, Job Satisfaction, Neuroscience, and moreIf youre not showing up on time, dont expect others to as well. If you arent diligent and organized, dont expect those beneath you to somehow cultivate better habits. When you are a leader, you do not realize how much of an influence you have on your team - even down to the smallest habit.You are the leader for a reason.Everything you do must have purpose, so that those who look to you for guidance will do everything with purpose as well.2. You do not keep your wordThe fastest way to lose respect (and earn resentment) as a leader is to say youre going to do something and then not do it.First and foremost (going back to 1 here), its because it encourages a very bad habit in those around you - If he/she can slack off, so can I.As a leader, it is so crucial that you do the t hings you say you are going to do.And if you cannot do them, you need to communicate that openly to your team in advance. For those looking to rise and become leaders, this is equally important advice.If you want to climb the ranks, this is one of the most effective ways to do it.Keep your word.Thats it.Keep your word and people will soon learn that you can be trusted - they can count on you, no matter what. And that in itself will propel you to where you want to go.3. You do not (genuinely) admit when you are wrongSome leaders believe that admitting when theyre wrong is a sign of weakness.Its not.In fact, being wrong or having made a mistake and yet being incapable of owning up to it reveals an even bigger weakness - and makes your team question whether or not they can trust you.If you make a mistake, or were incorrect about something, just say so.This will establish trust and an even playing field with you and your team, showing them that you embody the same traits you expect of them - a humility to be able to step back and take accountability.4. You make promises you cannot keepThis is a rabbit hole of disaster.There is no worse habit as a leader than making promises you know you cant keep. All this does is welcome in feelings of being let down. And the next time you say youre going to do something for someone, they will not believe you - and even worse, they will become angry at you for thinking you can fool them again and again.Where 2 is about following through with what you say youre going to do on your end, 4 here is about keeping promises that you make to someone else.5. You want to be the starAs a leader, its your job to inspire, guide, direct, teach, motivate, and ultimately help others succeed.Its not to steal the spotlight.The greatest leaders are the ones who, as Steve Jobs so eloquently put it, play the orchestra.Fantastic leaders know how to step back and let others shine.They know how to put others in positions to succeed themselves - whi ch benefits the whole orchestra.However, as long as you want to be the star, with the spotlight on you and no one else, you will squeeze the talent around you and keep it from ever unfolding.6. You criticize others but cannot take criticism yourselfHealthy criticism is how teams members push each other to improve and get better - iron sharpens iron.Harsh criticism is what instills insecurity, fear, and an unwillingness to take chances. If your style of leadership is healthy and positive, expect others to do the same with you - which means you too will continue growing and improving.But if your style of leadership is harsh, then expect the same to come back to you - or worse, cause your entire team to go silent.7. You believe your way is the right (and only) wayAnd finally, the oh-so-debated topic of what is the right way of doing something.The truth is, there are very few things that have just one single right way of doing them. So much of life is subjective, and that goes for th e work we do as well.Creative to one person might be boring to another.Clean and sleek to one is dull and lackluster to another.If you are a leader looking to build and scale your team, it is important to learn and realize that your way is not necessarily the right way. It may be one of the right ways, but it is not the end all.Its important that you acknowledge this otherwise, you will cultivate a team of people who arent searching for the best solution to the problem, but rather the best solution to appeal to your own unique subjective definition of what is right.This article originally appeared on Inc Magazine.You might also enjoyNew neuroscience reveals 4 rituals that will make you happyStrangers know your social class in the first seven words you say, study finds10 lessons from Benjamin Franklins daily schedule that will ersatzdarsteller your productivityThe worst mistakes you can make in an interview, according to 12 CEOs10 habits of mentally strong people7 horrible ways to le ad a team (and the 1 mistake everyone makes)Leadership is not, Hey, you, go do this thing for me.When we think about leadership, we tend to think in terms of hierarchy - those at the top are considered the leaders and those at the bottom are considered the followers.Follow Ladders on FlipboardFollow Ladders magazines on Flipboard covering Happiness, Productivity, Job Satisfaction, Neuroscience, and moreThe problem with this sort of perspective is that, in all honesty, just because you hold a formal position on the ladder does not necessarily mean you are aleader. However, lots and lots of people wear their title and their badge of honor proudly - while at the same time ignoring the fact that they are, in fact, horrible leaders.Dont fall into the trap of doing any of the following, simply because you have a position of power - especially this first one1. You expect others to follow rules that you yourself do not followThis is, bar none, the most common mistake in leadership.You ca nnot, and should not expect others to follow rules, codes, processes, and all the rest if you cannot follow them yourself.If youre not showing up on time, dont expect others to as well. If you arent diligent and organized, dont expect those beneath you to somehow cultivate better habits. When you are a leader, you do not realize how much of an influence you have on your team - even down to the smallest habit.You are the leader for a reason.Everything you do must have purpose, so that those who look to you for guidance will do everything with purpose as well.2. You do not keep your wordThe fastest way to lose respect (and earn resentment) as a leader is to say youre going to do something and then not do it.First and foremost (going back to 1 here), its because it encourages a very bad habit in those around you - If he/she can slack off, so can I.As a leader, it is so crucial that you do the things you say you are going to do.And if you cannot do them, you need to communicate that o penly to your team in advance. For those looking to rise and become leaders, this is equally important advice.If you want to climb the ranks, this is one of the most effective ways to do it.Keep your word.Thats it.Keep your word and people will soon learn that you can be trusted - they can count on you, no matter what. And that in itself will propel you to where you want to go.3. You do not (genuinely) admit when you are wrongSome leaders believe that admitting when theyre wrong is a sign of weakness.Its not.In fact, being wrong or having made a mistake and yet being incapable of owning up to it reveals an even bigger weakness - and makes your team question whether or not they can trust you.If you make a mistake, or were incorrect about something, just say so.This will establish trust and an even playing field with you and your team, showing them that you embody the same traits you expect of them - a humility to be able to step back and take accountability.4. You make promises yo u cannot keepThis is a rabbit hole of disaster.There is no worse habit as a leader than making promises you know you cant keep. All this does is welcome in feelings of being let down. And the next time you say youre going to do something for someone, they will not believe you - and even worse, they will become angry at you for thinking you can fool them again and again.Where 2 is about following through with what you say youre going to do on your end, 4 here is about keeping promises that you make to someone else.5. You want to be the starAs a leader, its your job to inspire, guide, direct, teach, motivate, and ultimately help others succeed.Its not to steal the spotlight.The greatest leaders are the ones who, as Steve Jobs so eloquently put it, play the orchestra.Fantastic leaders know how to step back and let others shine.They know how to put others in positions to succeed themselves - which benefits the whole orchestra.However, as long as you want to be the star, with the spotl ight on you and no one else, you will squeeze the talent around you and keep it from ever unfolding.6. You criticize others but cannot take criticism yourselfHealthy criticism is how teams members push each other to improve and get better - iron sharpens iron.Harsh criticism is what instills insecurity, fear, and an unwillingness to take chances. If your style of leadership is healthy and positive, expect others to do the same with you - which means you too will continue growing and improving.But if your style of leadership is harsh, then expect the same to come back to you - or worse, cause your entire team to go silent.7. You believe your way is the right (and only) wayAnd finally, the oh-so-debated topic of what is the right way of doing something.The truth is, there are very few things that have just one single right way of doing them. So much of life is subjective, and that goes for the work we do as well.Creative to one person might be boring to another.Clean and sleek to o ne is dull and lackluster to another.If you are a leader looking to build and scale your team, it is important to learn and realize that your way is not necessarily the right way. It may be one of the right ways, but it is not the end all.Its important that you acknowledge this otherwise, you will cultivate a team of people who arent searching for the best solution to the problem, but rather the best solution to appeal to your own unique subjective definition of what is right.This article originally appeared on Inc Magazine.You might also enjoyNew neuroscience reveals 4 rituals that will make you happyStrangers know your social class in the first seven words you say, study finds10 lessons from Benjamin Franklins daily schedule that will double your productivityThe worst mistakes you can make in an interview, according to 12 CEOs10 habits of mentally strong people